FAQs

Customer offers their credit card to pay for an item.
Merchant swipes/keys in credit card information and the customer signs the authorization slip.
Through the processing center and interchange, the transaction is encoded, verified and sent on to the bank for approval.
Once the bank approves the transaction, the issuing credit card company is credited with the payment.
The bank simultaneously sends its approval back through processing and interchange.
Processing and interchange send the approval back to the merchant
A receipt is issued and the transaction is complete.

How does merchant payment processing work?

What types of merchants does Sales Sense Payments work with?

We work with a wide array of merchants including:

eCommerce vendors
Retail and wholesale storefronts
Mail order/telephone order businesses
Motels, Bed & Breakfasts, Resorts, Inns
Marina, Beach, Swim, and Dive shops
Vacation and tourist attractions
Restaurants
Organizations, such as Chamber of Commerce, Business and Community Associations

In short – Sales Sense Payments is the right payment processing service for any business or organization that wants to accept credit and debit cards along with other types of non-cash payments from customers.

What is Interchange Optimization?

Interchange optimization is knowing and using the best processing habits so your business qualifies for the lowest rate possible for every type of transaction. If you do business with other businesses – B2B – or with any level of government – B2G – you gather more data, reduce the risk of fraud, and qualify for lower rates. Even if you’re primarily transacting with consumers – B2C – knowing the ins and outs of processing helps you save significantly each month.

How does merchant payment processing work?

Over 20 Years of Card Processing Experience

Over 20 Years of
Card Processing Experience