Mike Krause, ETA Certified Payments Professional — the only locally-based payment processor in the Florida Keys. 5-star rated. No contracts. Real support.
What Clients Say
"Mike saved us thousands on processing fees. Switched to cash discount and never looked back. He was here in person within 24 hours of calling."
"Finally a payment processor who actually picks up the phone. Mike is local, knowledgeable, and genuinely cares about his clients."
"Our CPA recommended Mike and we couldn't be happier. The free Clover Flex terminal alone was worth the switch. Highly recommend."
What We Offer
Everything a Florida Keys business needs to accept payments — from POS hardware to online checkout to zero-fee programs.
America's most popular POS platform. Free Clover Flex ($695 value) when you switch to Sales Sense Payments.
Learn more →Legally eliminate your processing fees entirely. Your customers see the same prices — you keep 100%.
Learn more →TouchBistro, Figure POS, and Clover for full-service dining. Tableside ordering, KDS, and online ordering.
Learn more →Lightspeed and Korona for advanced inventory management, multi-location, and ecommerce integration.
Learn more →PayLync for invoicing and remote payments. Authorize.net for ecommerce. Virtual terminal included.
Learn more →Check guarantee services and dual pricing / surcharge programs. Full compliance, fully legal in Florida.
Learn more →Point of Sale
America's most deployed POS — powered by Fiserv, the same platform Sales Sense Payments runs on. Perfect for restaurants, retail, services, marinas, and every Florida Keys business.
Zero Fee Programs
Three legal programs to reduce or eliminate your credit card processing costs. Mike will help you choose the right one for your business.
Eliminate 100% of your processing fees. Your posted price includes a small service fee for card payments; cash customers receive a discount. Most popular in the Keys.
Your base price is clear. Card users pay a transparent surcharge at checkout. Debit cards are exempt by law. Simple and effective for service businesses.
Display both a cash price and a card price at the register. Full transparency for customers, maximum flexibility for your business. Fully compliant nationwide.
Restaurant POS
iPad-based restaurant POS powering 29,000+ restaurants worldwide. Built exclusively for food & beverage — tableside ordering, KDS, $0-commission online ordering, and an offline mode that keeps you running when the internet doesn't.
Retail & Restaurant
Enterprise-grade POS for retailers and restaurants needing advanced inventory, multi-location management, and AI-powered analytics. Starting at $69/month.
Retail & Ticketing POS
Cloud-based POS built for high-volume retail, museums, attractions, and ticketing. Unlimited users, 24/7 support, no extra fees per station.
Multi-Concept POS
One platform for restaurants, bars, and retail. Beautiful UI, powerful inventory, loyalty, and online ordering — all in one place with no per-location fees.
Restaurant POS — Sales Sense Exclusive
Available exclusively through Sales Sense Payments. Figure POS is a streamlined, affordable restaurant POS designed for independent operators who want powerful tools without the enterprise price tag.
Figure POS is only available through certified partners. As a Sales Sense Payments client, you get access to this platform and Mike's hands-on setup support.
Ask Mike About Figure POSInvoicing & Remote Payments
Send invoices, collect payments remotely, and manage your accounts receivable — all from one simple dashboard. Perfect for service businesses, contractors, and any business that invoices clients.